Stay off property. You can rent a house within a 15 minute drive to Disney World for less than half the cost of a Disney hotel. You won’t be in the Disney bubble 24/7, but you can cook some of your own meals to save on restaurant costs. My family has rented houses with their own private pool and hot tub, game rooms, and Disney-themed decor. Some even have strollers and car seats you can borrow for free, which can save vs. renting those items.